About SafetyFIRST

A non-mortgage related Income Protection ASU contract for full ASU cover.

Features and Benefits

• Up to £2,000 mortgage protection cover plus up to £1,000 income protection cover (maximum £2,000 combined cover)
• Cover available for income protection only, no need to include mortgage protection cover
• Maximum cover is £2,000 per month or 60% of gross monthly income, whichever is the lower
• Initial exclusion period of 90 days in respect of Unemployment cover for mortgage protection and 120 days for non-mortgage related benefit
• 12 month benefit period
• Cover for full ASU, Unemployment Only or Disability Only
• Cover for new AND existing mortgages AND for non-mortgage related benefit
• Get back to work service included following unemployment
• Options for 30 & 60 day excess and 30 day back to day one
• Single and joint applicants available – for joint applicants benefit is split in proportion to gross income

Product Documents

• Policy Wording
• Key Features Document
• Paper Application Pack

Insurer

• Alpha Insurance