Pubs

Core Covers:

• Trade Contents - provides cover for loss or damage to all trade contents (i.e. stock, goods in trust, fixtures and fittings) caused by fire, specified event and theft. Cover can be extended to All Risks.
• Business Interruption - designed to help you keep your business going if it is interrupted by a cause covered by the Trade Contents section. It covers loss of Gross Profit due to a reduction in turnover and the increase in costs of working.
• Money and Personal Assault - covers loss of business money and provides compensation for an accident sustained as a direct result of theft or attempted theft.
• Public/Products Liability covers your legal liability to members of the public and for claims arising from goods sold or supplied.
• Employers Liability covers your legal liability to employees.

Optional Covers:

• Buildings – provides cover for loss or damage to your buildings caused by fire, specified events and theft, with the option to include damage caused by subsidence. Cover can be extended to All Risks.
• Goods in Transit - covers stock and all other contents whilst in transit by any of your own vehicles anywhere in the United Kingdom, including loading and unloading.
• Loss of licence - covers loss of Gross Profit if the liquor licence is forfeited, suspended or withdrawn.
• Terrorism – Extends cover to include loss or damage caused by acts of Terrorism.
• Optional covers available for bed and breakfast.
• Entertainment cover.