Office Policies

IFA Office Insurance: You can now get an online quote for your own office insurance through our exclusive scheme with MMA.

Core Covers:

• Contents - provides cover for loss or damage to the contents of your office caused by fire, specified events and theft. Cover can be extended to All Risks.
• Business Interruption - designed to help you keep your business going if it is interrupted by fire damage or any other cause covered by the Contents section. It covers loss of income due to interruption of the business. Cover for additional expenses and book debts can also be included.
• Money and Personal Assault - covers loss of business money and provides compensation for an accident sustained as a direct result of theft or attempted theft.
• Public Liability covers your legal liability to members of the public if they are injured or their property is damaged as a result of an accident caused by you or your employees.
• Employers Liability covers your legal liability to employees if they are injured whilst working for you.

Optional Covers:

• Buildings – provides cover for loss or damage to your buildings caused by fire, specified events and theft, with the option to include damage caused by subsidence. Cover can be extended to All Risks.
• Additional Computer Cover - provides a wider cover than that given by the contents section on computer equipment including cover for damage or breakdown caused by accidental failure of electricity or telecommunications services.
• Legal Expenses - provides your business with protection for legal costs relating to:
  • Employment Disputes
  • Property Protection
  • Prosecution Defence
  • Tax and VAT Protection.
• Terrorism – Extends cover to include loss or damage caused by acts of Terrorism