A non-mortgage related Income Protection ASU contract with premiums from as little as £2.95 per £100 per month for full ASU cover.

Features and Benefits

• Non-mortgage related benefit, so can be used for any expenses, including rent, utility bills, and other regular expenses
• Max benefit is £1850 per month or 65% of gross income
• Excess and benefit options are:
   ASU:
     - 30 day excess, 12 month benefit
     - 60 day excess, 12 month benefit
     - 60 day excess, 24 month benefit
     - 90 day excess, 24 month benefit
   Disability Only:
     - 30 day excess, 12 month benefit
     - 60 day excess, 12 month benefit
     - 60 day excess, 24 month benefit
   Unemployment Only:
     - 30 day excess, 12 month benefit
     - 60 day excess, 12 month benefit
• Extensive “Back to work” service including 24 hour helplines
• Commission up to 25% for electronic submission (22.5% for paper based)
• Interest free direct debits
• Initial Exclusion period on Unemployment of 90 days

Product Documents

• Policy Wording
• Key Features Document
• Paper Application Pack

Insurer

• Red Sands Insurance Company (Europe) Ltd