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About MortgageESSENTIALS

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Innovative age rated MPPI contract with premiums starting from as little as £1.95 per £100 benefit for full ASU cover.

Mortgage Protection cover plus up to 25% extra for income protection.


Features and Benefits


  • Age Rated
  • Full online apply with instant* confirmation of cover
  • Online completions receive 27.5% commission on new business, indemnified for the first 12 months
  • Maximum cover £1500 per month
  • 12 month benefit period
  • Options for 30 day excess and 30 day waiting periods (waiting period is back to day one)
  • Cover for Unemployment Only, Accident and Sickness Only and combined ASU
  • Cover for full ASU with a 30 day excess
  • Initial exclusion period of 30 days for new mortgages or 120 days for existing mortgages
  • Reduced initial exclusion period of 30 days for those transferring from another MPPI insurance

* Confirmation of cover is an automated email that is sent when the application is received


Product Documents


Insurer